1. Introduction
Welcome to Toga Consulting. By accessing or using our website and services, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.
2. Services
Toga Consulting provides consulting and digital services, including but not limited to business strategy, website development, and hosting.
3. User Responsibilities
- You must be at least 18 years old to use our services.
- You agree to provide accurate and complete information when using our services.
- Unauthorized use of our website or services is strictly prohibited.
4. Payments & Refunds
- Payments for services must be made in full before work begins.
- All fees are non-refundable unless otherwise stated.
- If a service is canceled by Toga Consulting, a partial or full refund may be issued at our discretion.
5. Intellectual Property
All content, logos, and materials provided by Toga Consulting are our intellectual property and cannot be copied, modified, or distributed without our permission.
6. Limitation of Liability
Toga Consulting is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of our services.
7. Termination
We reserve the right to terminate services or restrict access to our website if a user violates these terms.
8. Changes to Terms
We may update these Terms of Service at any time. Continued use of our services means you accept the changes.
9. Contact Us
For privacy concerns, contact us at magnus@togaconsulting.org.